It’s one thing to be behind the wheel when an accident happens. It’s another thing to just be sitting there, and suddenly, your life changes.
If you’ve been hurt as a passenger in a car crash, it’s completely normal to feel confused. Whose insurance do you call? Are you allowed to file a claim? What if it was your friend driving?
We’ve helped many people in your situation. Here’s what to know – and what to do next.
You Have Rights – Even If You Weren’t Driving
In California, passengers are almost never at fault. That means you have the right to seek compensation for your injuries, no matter which driver caused the crash.
You might be able to file a claim against:
- The driver of the car you were in
- Another driver who caused the accident
- Both drivers, if they share fault
If you’re unsure who was at fault, consider talking to a lawyer as soon as possible. A lawyer can help you determine who is at fault and navigate California’s no-fault laws.
What You Should Do After the Crash
Accidents are scary. Here’s what to do, step-by-step:
- Get medical attention. Even if you feel okay, get checked out. Adrenaline can mask symptoms.
- Document everything. Photos, names, insurance info, and your injuries.
- Don’t post about it. Avoid social media updates that could be used against your claim.
- Call an attorney. A quick call can clarify your options– and protect your rights from the start.
What About the Driver? What If They’re a Friend?
Yes, this can feel awkward. However, remember that you’re usually dealing with their insurance company, not them personally.
If your friend caused the crash, their insurance should still cover your medical bills and related damages. Filing a claim isn’t about blaming – it’s about covering your recovery.
Can You File With Both Drivers’ Insurers?
| Scenario | Primary Coverage Source |
|---|---|
| At-fault driver insured | Bodily Injury Liability |
| At-fault driver uninsured | Passenger’s UM/UIM Coverage |
| No-fault state (e.g., FL) | Vehicle Owner’s PIP |
In some cases, yes. If both drivers share responsibility, your attorney can pursue compensation from each insurer. It’s not always a clean-cut process, which is why having legal help early on makes a significant difference.
We handle the back-and-forth with the insurance companies so you can focus on healing.
What Can You Recover?
Generally speaking, injured passengers can recover most of the same damages as an injured driver.
As a passenger, you may be entitled to compensation for:
- Medical bills, including past and future treatment
- Physical therapy and rehab
- Missed work or lost wages
- Pain and suffering
Every case is different, but don’t assume you’re only owed what the ER charged you. Consulting with an attorney can provide you with clarity on what you can recover after the accident.
When to Call a Lawyer
The sooner you talk to an attorney, the better. Even if you’re still deciding what to do, a conversation with an attorney can help you understand what’s possible. Personal injury attorneys work on a contingency, meaning they don’t collect upfront legal fees unless they win your case.
Legal representation will make sure the insurance company pays you what you’re owed. Your legal team will also assist you in investigating your accident, proving liability, and pursuing your case in court, if necessary.
At our firm, we’ll never push you, but we’ll ensure you understand your rights, options, and how to protect your claim.
Bottom Line
You didn’t cause the crash, but you’re still dealing with the aftermath.
At The Law Offices of Daniel Kim, we’ve helped passengers just like you recover the money they need to heal and move forward. If you’re not sure where to start, start with us.
Call us today or request a free case review. No pressure – just clear, honest guidance.
The post Hurt as a Passenger in a Crash? Here’s What to Know and Do appeared first on Car Accident Lawyer Daniel Kim - Personal Injury Attorney in California.
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